SELF-ASSESSMENT Unlock Your Financial Potential Check all that apply to your situation. If you're unsure or it doesn't apply, leave it blank. 勾选所有您认为正确的陈述。如果您的回答是"不确定"或"否"，请勿勾选。 Self Assessment STEP 1: FAMILY GOALS & PLANNING | 家族目标与规划家族目标与规划 Q1 I have a clear picture of where our family is headed long-term | 我知道我们家庭的长期目标是什么。家族目标与规划 Q2 Our family has clearly defined major life goals for the next 5-10 years (such as children's education, retirement planning, property purchase plans, etc.) | 我们家庭对未来5-10年的主要生活目标（如子女教育、退休规划、置业计划等）有清晰的认识。家族目标与规划 Q3 We have quantified the family goals and have a good idea what they will cost. | 我们已经量化了这些家庭目标，并且很清楚实现这些目标所需的成本。家族目标与规划 Q4 We have prioritized all family goals to ensure we can focus on the most important ones when resources are limited. | 我们对所有家庭目标进行了优先级排序，确保在资源有限时能够聚焦最重要的目标。家族目标与规划 Q5 We regularly (at least annually) review the progress of our family goals and make adjustments as needed. | 我们定期（至少每年一次）回顾家庭目标的实现进度，并根据需要进行调整。PreviousNextSTEP 2: Cash Flow Management | 现金流管理Checkbox Field I know clearly how much money needed over the long term to maintain our standard of living and meet all of our goals. | 我清楚地知道长期我们需要多少资金来维持生活水平和实现所有目标。Checkbox Field I am confident in the stability of our family's primary income sources and have a contingency plan to deal with potential income disruption. | 我对家庭主要收入来源的稳定性有信心，并有应对收入中断的应急计划。Checkbox Field I have a clear understanding of our family's monthly/annual fixed expenses and can effectively control discretionary spending. | 我清楚了解家庭月度/年度固定支出金额，并能有效控制非必要开支。Checkbox Field I have a clear game plan in place to prepare for a liquidity event, such as a business sale or inheritance. | 我有一个明确的计划来为流动性事件（如企业出售或遗产继承）做准备。Checkbox Field I understand the most optimal way to fund our annual expenses from a tax perspective. | 我从税务角度了解满足我们年度开支的最佳方式。PreviousNextSTEP 3: Investment Management | 投资管理Checkbox Field I know what rate of return we need from our investments to ensure we meet our family's objectives over the long term. | 我知道我们的投资需要达到什么样的回报率才能确保长期满足我们家庭的目标。Checkbox Field I am confident that our asset allocation is appropriate based on our financial goals. 我有信心基于我们的财务目标，我们的资产配置是合适的。Checkbox Field We have a clear process in place to select our investment managers and/or investments. | 我们有一个明确的过程来筛选我们的投资经理和/或投资。Checkbox Field Our investment managers are reviewed on a periodic, timely basis and I am confident we have the right ones in place and in the right combinations. | 我们的投资经理会定期、及时地接受审查，并且我相信我们现有的经理人选及其组合是合适的。Checkbox Field We have a written Investment Policy Statement for our overall investment portfolio that clearly lays out the objectives, limitations, review process and accountability. | 我们有一份为整个投资组合制定的书面投资政策声明，其中清晰地列出了目标、限制、审查流程和问责制。Checkbox Field We have a regular, consistent review process in place to evaluate the success of our investments and other financial issues against relevant benchmarks. | 我们有一个定期、持续的审查流程，以根据相关基准评估我们投资及其他财务问题的成功与否。PreviousNextSTEP 4: Tax Planning & StructuringCheckbox Field I clearly understand our family's current tax residency status and tax obligations in various jurisdictions. | 我清楚了解我们家庭当前的税务居民身份以及在各个管辖区的纳税义务。Checkbox Field I am comfortable that we are taking advantage of all the tax efficiencies available to us in each of the jurisdictions where we have assets/reside. | 我对我们在每个拥有资产/居住的管辖区内充分利用了所有可用的税务效率措施感到满意。Checkbox Field We fully understand and utilize tax deductions, credits, and incentives that are suitable for our family situation. | 我们充分了解和运用了适合我们家庭情况的税收减免、抵扣和优惠政策。Checkbox Field We consider tax implications when making investment decisions and employ legal methods to optimize the tax burden on investment returns. | 我们在做投资决策时会考虑税务影响，并采取合法方式优化投资回报的税负。Checkbox Field We have developed tax optimization strategies for asset inheritance and understand potential estate taxes, gift taxes, etc. | 我们已经为资产传承制定了税务优化策略，了解可能涉及的遗产税、赠与税等。Checkbox Field I understand how the use of insurance and trust or other structures could be beneficial in our planning. | 我了解使用保险、信托或其他结构如何有益于我们的规划。Checkbox Field I am confident that we have the right structures in place to meet our family objectives and that it is no more complicated than it needs to be. | 我相信我们已经建立了合适的结构来满足我们的家庭目标，并且其复杂程度恰到好处。Checkbox Field I am confident in the advisors that we use for our tax and structure planning. | 我对我们用于税务和结构规划的顾问充满信心。PreviousNextSTEP 5: Risk Management | 风险管理Checkbox Field I clearly understand the main risks our family faces in areas such as health, personal accidents, property, and liability. | 我清楚地了解我们家庭在健康、人身意外、财产和责任等方面面临的主要风险。Checkbox Field I am confident that the coverage amounts of our life insurance, critical illness insurance, and medical insurance are sufficient to withstand the financial impact of major unforeseen events on our family. | 我确信我们的人寿保险、重疾险和医疗险的保额足够，能够应对重大变故对家庭财务的冲击。Checkbox Field We have a clear process in place to select, monitor and review all of our advisors. | 我们有一个明确的过程来筛选、监督和审查我们所有的顾问。Checkbox Field I understand all our insurance policies and am confident that they are appropriate and up-to-date. If there is no insurance in place, I am clear as to why it isn't a good fit for our family. | 我理解我们所有的保险单，并确信它们是合适且最新的。如果未购买保险，我清楚知道为什么它不适合我们的家庭。Checkbox Field I am comfortable that we have the appropriate level of risk in our overall family balance sheet. | 我对我们整体家庭资产负债表的风险水平感到满意。Checkbox Field We are well-diversified and not overly reliant on a few particular assets. | 我们实现了良好的多元化，并不过度依赖少数特定资产。Checkbox Field We review the risks our family faces and the existing protection measures at least annually to ensure they remain aligned with changes in our family circumstances. | 我们至少每年回顾一次家庭所面临的风险和已有的保障措施，确保其与家庭状况的变化保持一致。PreviousNextSTEP 6: Estate Planning & Succession | 遗产规划与继承Checkbox Field I have a clear grasp of all assets to be inherited, including their locations and legal ownership structures. | 我清楚掌握所有需要传承的资产清单，包括其所在地和法律归属形式。Checkbox Field I have a clear idea of our estate objectives，and have specified the inheritance shares and conditions for each heir and have communicated important arrangements with the relevant heirs. | 我有明确的遗产目标，确定了每位继承人的继承份额和条件，并就重要安排与相关继承人进行了沟通。Checkbox Field Our wills have been updated in the past three years. We have properly executed powers of attorney (or other appropriate documents) for financial and health care purposes. | 我们的遗嘱在过去三年内已更新。我们已为财务和医疗保健目的妥善签署了授权书（或其他适当文件）。Checkbox Field I am confident we have used all appropriate and available estate planning strategies that would be appropriate for our family. | 我相信我们已经采用了所有适合我们家庭的、可用且合适的遗产规划策略。Checkbox Field I am confident that we have appropriate trustees and executors in place. | 我相信我们已经安排了合适的受托人和遗嘱执行人。Checkbox Field I feel comfortable that our children are financially well-educated and sufficiently responsible to inherit the assets that are likely to be left to them. | 我对我们的子女在财务上受过良好教育并有足够的责任感来继承可能留给他们的资产感到放心。Checkbox Field We have a solid transition plan for our financial assets and family enterprise, if applicable. | 我们为我们的金融资产和家族企业（如适用）制定了可靠的过渡计划。Checkbox Field I am comfortable that I am leaving the legacy I want to. | 我对我将留下我所希望的遗产感到满意。PreviousNextSTEP 7: Philanthropy | 慈善公益Checkbox Field Our family has a clear understanding of the social value and personal vision we aim to achieve through charitable giving. | 我们家庭对希望通过慈善捐赠达成的社会价值和个人愿景有清晰的认知。Checkbox Field Our family has a strategy in place for our philanthropy that outlines how we make donations. | 我们家族为我们的慈善事业制定了策略，概述了我们如何进行捐赠。Checkbox Field We have established structured arrangements to facilitate family members' participation in philanthropic decision-making and project implementation. | 我们建立了促进家族成员参与慈善决策和项目执行的制度化安排。Checkbox Field I know the most tax-efficient way to donate given my current structure. | 鉴于我当前的资产架构，我了解最节税的捐赠方式。PreviousNextSTEP 8: Family Issues | 家庭事务Checkbox Field Our family has frequent, open, healthy dialogue about money and financial issues. | 我们家庭经常就金钱和财务问题进行公开、健康的对话。Checkbox Field We hold regular family meetings where all key family members participate in discussing important family matters and future planning. | 我们定期举行家庭会议，所有重要家庭成员都会参与讨论家庭重大事务和未来规划。Checkbox Field We have established comprehensive protection mechanisms for family assets to effectively address special circumstances such as marital changes and debt risks. | 我们已为家庭资产建立了完善的保护机制，能够有效应对婚姻变动、债务风险等特殊情况。Checkbox Field I am comfortable that my spouse and children will be able to manage if something happened to me. | 我确信如果发生意外，我的配偶和子女将能够应对。Checkbox Field We have discussed mental incapacity and aging issues in the family and have a plan in place which is reviewed regularly. | 我们已讨论过家庭中的心智能力丧失和老龄化问题，并制定了定期审查的计划。Checkbox Field We emphasize the inheritance of family wealth concepts and regularly provide financial knowledge and values education for the next generation members. | 我们重视家族财富理念的传承，定期开展针对下一代成员的财务知识和价值观教育。PreviousNextSTEP 9: Advisors | 顾问管理Checkbox Field Our family has one or more advisors who are trusted, knowledgeable, and objective regarding all of the issues listed above. | 我们家族拥有一位或多位对于上述所有问题值得信赖、知识渊博且客观公正的顾问。Checkbox Field Our advisors are proactive and regularly anticipate the key issues that need attention in our life. | 我们的顾问具有前瞻性，能定期预见到我们生活中需要注意的关键问题。Checkbox Field We have established an effective collaborative working mechanism among advisors to ensure efficient cooperation across different fields. | 我们建立了有效的顾问协同工作机制，确保不同领域的顾问能够高效合作。Checkbox Field I know all the fees we are paying to our advisors and understand the value we receive and the impact on our net worth. | 我知道我们支付给所有顾问的费用，并理解我们所获得的价值以及对净资产的影响。Checkbox Field I successfully act as the coordinator and manager of our advisors or have a family office/ integrated advisor who does. | 我成功地担任了顾问的协调者和管理者，或者有一个家族办公室/综合顾问来担任此角色。PreviousNextSTEP 10: Your Details | 您的详细信息First NameLast NameEmailThanks for taking the time to complete this form. Fill out your details and you will receive an email with your results shortly. 感谢您抽空填写此表格。请填写您的详细信息，您将很快收到一封包含您的结果的电子邮件。If you do not see your result within 3 business days, please check your spam folder. 如果您在3个工作日内未收到结果，请检查您的垃圾邮件文件夹。"By submitting, you are agreeing to our Privacy Policy / 提交即表示您同意我们的隐私政策"Submit Previous
