We are committed to delivering :
- A holistic wealth plan
- Decades-long partnership
- Professional guidance
- Sustainable legacy for future generations
Our Approach
We don’t just pick funds for clients—we design a complete, sustainable, and inheritable investment framework for high-net-worth families. Our approach helps families define the long-term returns needed to achieve their goals, develop Goal-Oriented Asset Allocation (GOAA), and create a closed loop covering manager selection → allocation → risk management → review. We deliver a formal Investment Policy Statement (IPS), conduct annual performance assessments against benchmarks, and address common challenges such as unstructured asset allocation, unclear investment direction, overreliance on market trends or broker advice, excessive or unvetted managers, and the absence of a systematic way to measure investment effectiveness.
Key Benefits
Precisely determine the actual return your family requires
Transform scattered investments into a structured system
Take control of investment managers instead of following them
Integrate investments smoothly within the family’s asset holding structure
Enhance the family’s chances of achieving long-term wealth success
Scope of Services
Required Rate of Return (RRR) Assessment
Determine the family’s long-term required RRR using insights from FGP and FCM, accounting for after-tax net returns based on current tax policies. This establishes a clear benchmark: “Only X% return is needed to achieve all family objectives.”The following report will be delivered:
- Family Long-Term Required Return Analysis
Strategic Asset Allocation (SAA）
Use goal-driven asset allocation to design the SAA framework (core-satellite approach). Set allocation ranges, maximum position limits, and volatility thresholds according to the family’s risk tolerance, cash-flow needs, and tax considerations.The following report will be delivered:
- Family SAA Recommendation Report
Investment Manager Selection Framework
Establish a family-office standard framework for selecting investment managers, using 18 key indicators divided into Quantitative and Qualitative categories.The following report will be delivered:
- Family Office Investment Manager Evaluation Framework
Investment Policy Statement (IPS)
Define the family’s investment objectives and constraints, including prohibited investments and risk limits; outline liquidity and cash-flow requirements; specify manager roles, review schedules, and accountability procedures.The following report will be delivered:
- Family Investment Policy Statement (IPS)
Periodic review and performance monitoring
Conduct regular performance assessments against benchmarks (both absolute and relative), evaluate progress toward family goals (including achievement of required rate of return), analyze tax and fee efficiency, and provide recommendations for annual portfolio rebalancing.The following report will be delivered:
- Family Annual Investment Review & Performance Report
Consulting Process
Initial consultation & needs assessment (Day 1)
Family financial data gathering (Day 1–7)
Required rate of return analysis (Day 7–14)
Strategic Asset Allocation (SAA) recommendation (Day 14–21)
Investment manager evaluation & allocation (Day 21–28)
Investment Policy Statement (IPS) preparation (Day 28–35)
Ongoing monitoring & annual performance review (every 12 months)
Related Services
High-net-worth families commonly combine FIM with: